The Uniform Commercial Code (UCC) is a standardized set of regulations for conducting business and financial transactions in any state in the U.S. It is not a federal statute but a state law that has been adopted by all 50 states and the District of Columbia.

The Uniform Commercial Code was established in 1953 to ease the complexities of doing business across state lines given the various state laws then in effect.

The UCC provides a legal and contractual framework for doing business across states. Although there are slight variations from state to state, the UCC consists of nine articles governing various types of transactions, including banking and loans.